Cancer and your finances
After a cancer diagnosis, many people worry about how they will manage their money. There are many different types of costs that can add up during diagnosis, treatment and recovery.
You may need to find ways to deal with reduced income and extra costs, and you may have to change your financial plans and goals. At a time when you need to focus on your treatment and recovery, these costs can be a source of stress and worry.
Cancer Council has information on cancer and your finances which may be useful in helping you find ways to manage the cost of cancer.
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Ask your treatment team
If you are struggling financially, talk to your doctor. They may suggest ways to reduce your treatment costs, or they might be able to see you as a public patient. Your doctor can refer you to a social worker or welfare officer for more information.
Questions to ask about this service
When looking at a service it is important to ask questions about how the service works before you decide to engage with them. Below is a list of questions you might like to ask when enquiring about a service.
Am I eligible?
Some services have specific criteria that a person must meet before they are able to use a service, for example location, means testing or a specific cancer type. It is important to know if you are eligible to access a service right from the start.
Do I need a referral?
Some services require a referral from your specialist, GP or a social worker. This helps to make sure that the right patients are being connected with the right services. It’s a good idea to ask if a referral is needed and if so, exactly what type of referral the service requires.
How much will this cost me?
Some services are free, and some come at a cost. At a time when people should be focused on their treatment and recovery, the cost of cancer can be a source of stress and worry for many. It’s a good idea to ask about the fees attached to a service and if there are any subsidies or benefits you might be eligible for before committing to the service. It’s important to know that you are within your rights to ask about the cost of a service or treatment before agreeing to take part. For more information you can visit cancer and your finances.
Is there a wait time?
Sometimes demand for a service is high which can cause wait times. You might find it helpful to ask if there are any wait times for the services you are looking at, especially if you require support as soon as possible.
What services do you offer?
Some organisations provide a range of services for people affected by cancer, their family, friends and carers. It is a good idea to ask about exactly what services are available to you.
Household bill assistance
If you are finding it difficult to cover the cost of household bills, your service provider might be able to help you. Contact them to ask about their hardship programs. If you have a Centrelink benefit you may also be able to access State and Federal concessions, visit the Victorians Government website on concessions and benefits for more information.
More information
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